smile.com.au is a new era of dental cover from just $79 a year. Members get reduced and capped dental fees on all treatment, on the spot, on each visit to any of our 3,000+ smile.com.au dentists across Australia. smile.com.au is for dental exclusively, so you don’t have to pay for unnecessary services such as optical, physio, chiro etc.
There are no waiting periods, no treatment exclusions, no benefit limits, no pre-existing condition exclusions, no claiming, no annual cover fee increase, and no confusion. Our dental cover gives you all the features you need and none of the restrictions you don’t. So, it’s no surprise that we’re the fastest growing dental cover in Australia.
smile.com.au is re-inventing dental cover. It’s easy:
1. Join: From $79 a year, join online in just 2 minutes.
2. Find your smile.com.au dentist: Use our search tool to find your local smile.com.au dentist. Call them to make an appointment.
3. Show your smile.com.au card at your appointment and get reduced and capped dental fees with no limits or restrictions.
4. Keep smiling: Your cover fee is the lowest in Australia, you’re saving on dental fees, plus maintaining good health & a great smile for life!
In a word, everyone! Our members are people who want peace of mind that:
- every dental treatment is covered
- their dentist has been quality checked
- they save money every time they visit a smile.com.au dentist
- they only pay for the dental treatment they need
- in a case where they have traditional cover, it can be topped up if they have benefit limits, waiting periods, claiming and treatment exclusions
- they get dental cover that’s simple and affordable
Dental cover is protection for all of your dental needs. In the past, you could only get dental coverage through health insurance (traditional cover). Now smile.com.au is creating a new era.
smile.com.au dental cover is designed to give you access to the best dental care through a combination of a low annual cover fee, a national network of smile.com.au dentists, reduced and capped dental fees, and no limits and restrictions.
Health insurance members pay a premium for coverage up to a benefit limit for visits to allied health professionals (e.g. dental, optometry, physio etc). A claim for a rebate is made at each visit. There may be out-of-pocket expenses for each visit and restrictions, such as waiting periods and treatment exclusions.
smile.com.au is not health insurance. For a low annual cover fee, members get reduced and capped dental fees every time they visit a smile.com.au dentist. Plus, there’s no waiting periods, no treatment exclusions, no benefit limits, no pre-existing condition exclusions, no claiming, and no confusion.
smile.com.au has absolutely no treatment exclusions, so you will benefit on every treatment, every time you visit a smile.com.au dentist! If our smile.com.au dentists perform the treatment, you will save with smile.com.au! This includes minor, major and cosmetic dentistry, as well as orthodontics and treatment for pre-existing conditions.
You can join smile.com.au as a family, couple, sole parent and single.
‘Family’ cover is for two people in a relationship with dependents up to the age of 24 who are living together.
‘Couple’ cover is for two people in a relationship who are living together.
‘Sole Parent Family’ cover is for a person with dependents up to the age of 24 who are living together.
‘Single’ cover is for one person.
Once you join smile.com.au:
Yes! If your family are included in your cover, you can invite them to access your cover from within the smile.com.au app. Find the 3 dot menu in the footer, click ‘My Cover’ and follow the simple prompts.
Family members will receive an email with a customised link to click to download the app and access your cover.
You can do this in the smile.com.au app. Find the 3 dot menu in the footer, then click ‘Update Profile’.
Or login at www.smile.com.au and go to Cover Details.
If you’d like to change your email address, please reach out to our team. Contact us via live chat or email [email protected].
To ensure you're always covered, your smile.com.au dental cover renews automatically each year at the end of each billing cycle, unless we hear from you.
If you have joined smile.com.au on a two-year cover, your cover will revert to a one-year billing cycle after the initial two year period.
No. Your benefits will remain the same as long as you’re with smile.com.au. That’s dental cover from $79 a year, reduced and capped dental fees on the spot at smile.com.au dentist, saving at least 15% to 40% off all dental fees, no exclusions, no limits, no annual cover fee increase, no claiming, no confusion, no paying for unnecessary services such as optical, physio, chiro etc.
smile.com.au will refund your dental cover in the following circumstances:
- where there is no smile.com.au dentist within a 30km radius of the Primary Member at the time of most recent payment to smile.com.au
- you’ve joined a health fund partner and you have dental coverage as part of your cover.
You may incur a $24.95 Administration Fee to process your refund. If you’d like to apply for a refund, reach us via live chat or email [email protected].
With smile.com.au dental cover, you will get reduced and capped dental fees for every treatment, each time you visit a smile.com.au dentist. The exact cost of your treatment will simply depend on the type of treatment you require and your particular smile.
See how much you will benefit on some common treatments here.
smile.com.au reduced and capped dental fees are applied through an automated process using practice software, meaning that sometimes, treatment invoices do not show a breakdown of exact savings.
To find out how much you saved at your appointment, it’s as easy as doing one of the following:
1. Enquire at the smile.com.au dentist as you pay for your treatment
2. Scan or upload your dental invoice via the smile.com.au app.
3. Login at www.smile.com.au and upload in My Dental Invoices. We’ll let you know how much you saved within 5 business days.
When you show your smile.com.au card, your dental fees are reduced and capped on the spot! smile.com.au dentists have the reduced and capped dental fees loaded into their practice software. So when you show your smile.com.au card, those reduced and capped dental fees are applied instantly. This means no complicated claiming or rebate processes!
smile.com.au dentists share our mission of making dental cover and dental treatment more affordable so everyone can reduce the risk of chronic diseases related to poor oral health and achieve a great smile for life.
In turn, smile.com.au directs over 1 million members to visit our smile.com.au dentists. This saves our smile.com.au dentists time and money spent on marketing and advertising, so they can focus on what they do best – making you smile!
Absolutely! You can certainly use payment plans with smile.com.au dental cover to reduce your upfront dental costs. Many smile.com.au dentists offer payment plans which allow you to pay in instalments over a period of time, rather than paying for your dental work in an upfront lump sum.
Payment plans do not reduce the actual cost of your dental treatment; they simply allow you to spread the cost over a period of time by breaking it into smaller, more manageable payments. However, with smile.com.au, you will reduce the actual price of your treatment when you attend a smile.com.au dentist. This will reduce the size of your plan's instalments as well as its total length, which is fantastic news!
To check if your smile.com.au dentist offers payment plans and that you are eligible for one, simply contact them directly, and they would be more than happy to assist!
You can absolutely use smile.com.au together with traditional cover! Simply show your smile.com.au card at your appointment and your dental fees will be reduced and capped on the spot. You can then swipe your traditional cover card through HICAPS to claim your rebate, meaning you benefit twice!
This can minimise your out-of-pocket expenses and enable you to receive more treatment within any benefit limits you may have with your traditional cover. Rest assured you will also be covered by smile.com.au where your traditional cover does not cover you, such as where you have waiting periods, treatment exclusions or benefit limits.
You may still be able to benefit with smile.com.au when you visit a smile.com.au dentist that is also a preferred provider with your traditional cover. All you have to do is show both your smile.com.au card and traditional cover card and the lower of the two will be applied. Most of the time, this will be smile.com.au, which is great to hear!
There are no fee regulations for dental services in Australia, so dentists set their fees independently. One of the best things about smile.com.au is that smile.com.au dentists support our mission of making dental cover and dental care more affordable for everyone in Australia. Our members get reduced and capped dental fees on every treatment, every single time they visit a smile.com.au dentist!
Dental work involves many expensive overhead costs. Dentists must work in a dental practice, which means they need to manage the high cost of commercial rent and support staff. Specialised dental equipment is very expensive, and requires maintenance and sterilisation.
Qualifying as a dentist is a long and expensive process, and dentists are required to pay for ongoing professional development. Dentists must cover all of these costs, which result in the high dental fees.
Taking care of your oral health and smile is essential to your overall health and well-being, which is why smile.com.au is on a mission to help the people of Australia reduce the risk of chronic diseases related to poor oral health and achieve a great smile for life by making dental cover more affordable.
Dental fees are influenced by many factors that vary from dentist to dentist. Dental fees are usually more expensive in rural areas and more experienced dentists' fees may be higher. Different materials can impact dental fees, as well as the dentist's technique. Some dentists may invest in special equipment, which results in higher overhead costs and higher dental fees.
To ensure our members receive value at every smile.com.au dentist, there is a maximum smile.com.au fee for around 60 of the most common dental treatments, members get reduced and capped dental fees, plus members also save at least 15% to 40% on the smile.com.au dentists' regular dental fees which is great news!
Members of smile.com.au get reduced and capped dental fees on all treatment when visiting a smile.com.au dentist. You’re also guaranteed to save at least 15% to 40% on all dental fees. To ensure our members are always saving with smile.com.au, there are maximum smile.com.au fees for roughly 60 of the most common treatment items at smile.com.au dentists.
Moreover, members can always scan their treatment invoice from within the smile.com.au app to receive a detailed breakdown of how they benefitted with smile.com.au, so you can feel confident that you’ve benefitted!
Although some medical work is supported by Medicare, Medicare provides little support for dental fees. Medicare uses means-testing to determine eligibility and only subsidises dental fees if they are considered essential for a patient's wellbeing.
Bulk billed dental is only available at certain dentists to those holding a Medicare Card and you may need to be issued a dental treatment voucher by the relevant government authority. To check your eligibility for dental bulk billing, you will need to contact Medicare. Dentists cannot advise you of your eligibility and may not actually offer bulk-billing.
Absolutely! The Child Dental Benefits Schedule (CDBS) is a means-tested initiative, in which children aged 2 -17 years can receive up to $1,000 of free dental treatment over the course of two years. The benefits cover services such as general examinations, cleaning, x-rays, fissure sealing, fillings, root canals, and extractions.
If your smile.com.au dentist accepts this voucher, you can absolutely use smile.com.au together with the voucher to further reduce your child's dental fees and help your child get more treatment. To check if your smile.com.au dentist accepts this voucher, simply contact them directly and they would be more than happy to assist.
While major dental work may be cheaper in some countries, these cheaper dental fees also tend to come with lower quality materials and questionable infection control. It is always important to remember that Australia has a very high standard of dental care. All dentists in Australia undergo a comprehensive education and must be nationally registered, and on top of this, all smile.com.au dentists undergo a stringent quality-approval process.
If you are considering going overseas for major dental solely because it's cheaper, first consider joining smile.com.au to reduce and cap the cost of your treatment with quality dentists in Australia. In addition, many smile.com.au dentists may be able to offer you a payment plan, allowing you to pay off your already-reduced fees over time.
Dental fees in Australia are more expensive due to the cost of modern equipment, proper sterilisation, well-trained dentists, and top-quality materials. Your health and smile are a lifelong investment and you should always be able to receive the best care available. smile.com.au dental cover can absolutely help you to do this!
1. Join: From $79 a year, join online in just 2 minutes.
2. Find your local smile.com.au dentist to make an appointment.
3. Present your smile.com.au card at your appointment to receive reduced and capped dental fees.
4. Present your traditional cover card to swipe through HICAPS to receive your traditional cover rebate.
5. Celebrate because now you’ve benefitted twice!
Australian Unity, Peoplecare, GMHBA, myOwn, Frank, AIA Health Insurance, Healthcare Insurance and health.com.au have partnered with smile.com.au
If you have extras cover with any of these health funds, you're automatically a member of smile.com.au! There's no need to join. Simply show your health fund card at smile.com.au dentists to get reduced and capped dental fees on the spot.
If you have extras cover that includes dental with one of our health fund partners then we have great news – you automatically have free smile.com.au cover too. By visiting a smile.com.au dentist you will reduce or eliminate your out-of-pocket expense.
Simply show your health fund card when you attend a smile.com.au dentist and you will get reduced and capped dental fees on the spot. You may also receive no gap for some treatments (talk to your health fund to find out more).
Note: You do NOT need to have a smile.com.au card – smile.com.au dentists already know about our health fund partners.
A dentist who is partnered with smile.com.au is called a smile.com.au dentist. Your health and smile deserves to be put first. That’s why we only partner with quality dentists.
smile.com.au dentists are rigorously screened prior to being approved and must continuously meet our stringent quality assurance standards to remain a smile.com.au dentist.
smile.com.au dentists are your local dentists who put your health and smile first!
Dentists are lining up to be part of smile.com.au so they can spend less time finding patients and more time doing what they love: being dentists. Our smile.com.au dentists reduce and cap their dental fees for our members because we direct our members to their practices and provide marketing and other business support to them. It’s a partnership where everyone wins!
We’d be delighted to hear from you!
- Simply login to your Partner Portal via www.smile.com.au for 24/7 assistance (to add new dentists, update fees, access training guides, for resources and more)
- Reach out via live chat found in the bottom right side of your screen, or
- Call the Partner Team Monday - Friday from 9am - 5pm AEST on 1300 238 648 option 3