Australia's first dental plan.

Smile & HBF

Benefit Twice with Smile & HBF Dental Insurance Plan Logo

HBF Logo

As a member of both HBF and Smile, you will save up to 40% off your dental fees with a guaranteed minimum saving of 15% off all dental treatments performed by any Smile approved dentist throughout Australia. In addition, you will receive your applicable rebate at the conclusion of your appointment.  This way you will reduce or even eliminate your out-of-pocket expenses. 

HBF members who join Smile receive reduced treatment fees on all treatment immediately even if HBF waiting periods have not been met, HBF benefit limits have been reached, HBF treatment exclusions or pre-existing condition exclusions apply or if a treatment is not covered by your level of insurance cover with HBF. 

With HBF and Smile, you will also be able to receive more treatment within your benefit limits.  Smile approved dentists have to meet and maintain rigorous quality assurance standards.  So you can be assured that you will receive quality treatment from a Smile approved dentist. Simply follow the instructions below to join Smile from just $77 a year and benefit immediately.


You can join online or over the phone in two minutes from just $77 a year.


With over 1,500+ approved dentists across Australia you’ll be sure to find one near you.


Visit an approved dentist and save up to 40% off your dental fees with Smile today.

  1. Join Smile.
  2. Visit a Smile approved dentist.
  3. Present your Smile Card to receive your reduced dental fees.
  4. Present your HBF Card to swipe through HICAPS to receive your rebate.
Join Smile & Start Saving TODAY