smile.com.au & St. Lukes Health

Top up your traditional cover with smile.com.au, even if you have waiting periods, treatment exclusions & benefit limits. Or, replace your cover with smile.com.au

Is St. Lukes Health extras cover right for you?

smile.com.au is the top-rated dental cover in Australia and could be a better solution for you.

St. Lukes Health Extras

smile.com.au

Annual cover cost
$747 - $2,160 per year
$79 - $119 a year
Reduced & capped dental fees
Charged regular dental fees
Reduced & capped dental fees instantly at smile.com.au dentists
Paying for
Charged for optical, physio, chiro, podiatry etc.
Dental, no unnecessary services
Cover price increase
Annual price increase applies
No annual price increase
Waiting periods
2 months for general & 12 months for major dental
No waiting periods
Treatment exclusions
Many treatments are not covered
No treatment exclusions
Benefit limits
Benefit limits apply
No benefit limits
Pre-existing condition exclusions
Pre-existing conditions may not be covered
No pre-existing condition exclusions

Annual cover cost

St. Lukes Health Extras

$747 - $2,160 per year

smile.com.au

$79 - $119 a year

Reduced & capped dental fees

St. Lukes Health Extras

Charged regular dental fees

smile.com.au

Reduced & capped dental fees instantly at smile.com.au dentists

Paying for

St. Lukes Health Extras

Charged for optical, physio, chiro, podiatry etc.

smile.com.au

Dental, no unnecessary services

Cover price increase

St. Lukes Health Extras

Annual price increase applies

smile.com.au

No annual price increase

Waiting periods

St. Lukes Health Extras

2 months for general & 12 months for major dental

smile.com.au

No waiting periods

Treatment exclusions

St. Lukes Health Extras

Many treatments are not covered

smile.com.au

No treatment exclusions

Benefit limits

St. Lukes Health Extras

Benefit limits apply

smile.com.au

No benefit limits

Pre-existing condition exclusions

St. Lukes Health Extras

Pre-existing conditions may not be covered

smile.com.au

No pre-existing condition exclusions

smile.com.au is saving you on the cost of cover and treatment, finding you quality dentists, and keeping your cover free from restrictions. smile.com.au has created the best dental cover!

,

With smile.com.au dental cover, there are no expensive monthly premiums, which means the money you save on the cover fee and at the dentist goes straight back into your pocket!

health found non partners image

Not quite ready to drop your St. Lukes Health Extras cover?

You can use smile.com.au dental cover in combination with St. Lukes Health to top up your St. Lukes Health cover.

  • Save on dental treatments that aren't covered by your St. Lukes Health extras cover

  • Get reduced and capped dental fees even if you have reached your benefit limits with St. Lukes Health

  • Start saving straight away on your dental treatments, even if you’re serving waiting periods with St. Lukes Health

  • Reduce your out-of-pocket expenses (in most cases)

health found non partners image

So how does smile.com.au dental cover work?

  • Join online in just 2 minutes from $79 a year

  • Find your local smile.com.au dentist to make an appointment

  • Present your smile.com.au card at your appointment and get reduced and capped dental fees

  • You can then swipe your St. Lukes Health card at the dentist to receive your St. Lukes Health dental rebates

health found non partners image

Start your cover now...

Put your health & smile first plus get peace of mind from just $79 a year.